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EPCs and mortgages: Demonstrating the link between fuel affordability and mortgage lending

Posted on: 11 December 2014
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Filed under: News

The study demonstrates for the first time the link between real energy bills and a property’s Energy Performance Certificate (EPC) and the impact on the mortgage market.  The study examined the availability of so-called ‘green mortgages in the UK and abroad, which typically offer a financial incentive to encourage homeowners to buy or to work towards greater energy efficiency. But the researchers found no mortgage product that delivers the link between home energy costs and lending amount.

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