{"id":34267,"date":"2019-11-26T15:00:13","date_gmt":"2019-11-26T15:00:13","guid":{"rendered":"http:\/\/thevoiceoflondon.co.uk\/?p=34267"},"modified":"2019-11-26T15:00:13","modified_gmt":"2019-11-26T15:00:13","slug":"how-to-save-money-for-the-year-ahead","status":"publish","type":"post","link":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/how-to-save-money-for-the-year-ahead\/","title":{"rendered":"How to save money for the year ahead"},"content":{"rendered":"

For sure, during the Christmas period, you\u2019ll probably have spent the majority of your salary or even savings. January is the month during which you can make an action plan to not only get your financial balance back but to save even more money during the upcoming year!<\/p>\n

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(via Giphy<\/a>)<\/p>\n

Cancel any memberships which you don\u2019t use<\/u><\/strong><\/p>\n

Use January as the time to join a new gym, but cancel any existing memberships which you don\u2019t use and are just spending your money on unnecessarily. Loyalty cards, delivery memberships also count, even if it means spending a little bit more on deliveries frequently, it\u2019s more likely that you\u2019ll save more than having a direct debit set up for a membership.<\/p>\n

Be careful with sales<\/u><\/strong><\/p>\n

Shopping during the sale periods for sure cans ave you a ton of cash, but think about what you\u2019re really in need of, and don\u2019t buy something which you actually don\u2019t need just because it\u2019s cheap. Don\u2019t fall into the trap of being tempted by January sales.<\/p>\n

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(Via Giphy<\/a>)<\/p>\n

Stop paying with your card<\/u><\/strong><\/p>\n

Seriously, we\u2019re all more careful with what we spend money on when we pay in cash, right? Try to sort your money out at the beginning of the week so you can come to terms with what you actually spend money on, instead of using your card recklessly and forgetting about the transactions you make.<\/p>\n

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(via Giphy)<\/a><\/p>\n

Have breakfast at home and prepare your own lunch<\/u><\/strong><\/p>\n

It\u2019s so easy and doesn\u2019t take up much time at all, unlike what you probably think. Eliminate your habit of spending money on take away food as you go. By preparing your own meals, they\u2019ll probably be much healthy as well.<\/p>\n

Return any unwanted things where you bought them from<\/u><\/strong><\/p>\n

After Christmas, you\u2019ll most likely have ended up with a present that you pretended to like. It doesn\u2019t matter if it\u2019s a pair of socks, a book you already have or a jumper that\u2019s two sizes bigger than you. Return it and get cashback! We all like to leave things we have to return for \u2018tomorrow\u2019 until we actually don\u2019t end up returning them at all, and we end up with things we won\u2019t ever use<\/p>\n

Words: Simona Dimitrova<\/u><\/p>\n

Images: Pexels and Giphy<\/p>\n","protected":false},"excerpt":{"rendered":"

For sure, during the Christmas period, you\u2019ll probably have spent the majority of your salary or even savings. January is the month during which you can make an action plan to not only get your…<\/p>\n","protected":false},"author":476,"featured_media":34271,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13,26,33,82],"tags":[3681,3769,5612,5728,5958,6538,6753],"class_list":["post-34267","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-black-friday","category-christmas","category-culture","category-lifestyle","tag-lifestyle","tag-london","tag-shopping","tag-society","tag-students","tag-uk","tag-voice-of-london"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/posts\/34267","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/users\/476"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/comments?post=34267"}],"version-history":[{"count":0,"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/posts\/34267\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/media\/34271"}],"wp:attachment":[{"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/media?parent=34267"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/categories?post=34267"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/tags?post=34267"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}