{"id":50710,"date":"2022-12-09T12:35:48","date_gmt":"2022-12-09T12:35:48","guid":{"rendered":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/?p=50710"},"modified":"2022-12-09T12:35:49","modified_gmt":"2022-12-09T12:35:49","slug":"cost-of-living-how-to-save-money-in-a-small-way","status":"publish","type":"post","link":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/cost-of-living-how-to-save-money-in-a-small-way\/","title":{"rendered":"Cost of Living: how to save money in a small way"},"content":{"rendered":"\n<p><strong>Saving money, cutting corners and finding alternatives. This is the current life of people in the UK as winter hits<\/strong>. <\/p>\n\n\n\n<p>Here are some of our best tips to save money in this cost-of-living crisis.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/alyssa-strohmann-TS-uNw-JqE-unsplash-1024x768.jpg\" alt=\"\" class=\"wp-image-50750\" srcset=\"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/alyssa-strohmann-TS-uNw-JqE-unsplash-1024x768.jpg 1024w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/alyssa-strohmann-TS-uNw-JqE-unsplash-300x225.jpg 300w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/alyssa-strohmann-TS-uNw-JqE-unsplash-768x576.jpg 768w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/alyssa-strohmann-TS-uNw-JqE-unsplash-1536x1152.jpg 1536w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/alyssa-strohmann-TS-uNw-JqE-unsplash-2048x1536.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Photo by&nbsp;<a href=\"https:\/\/unsplash.com\/es\/@anotherlovely?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText\">Alyssa Strohmann<\/a>&nbsp;on&nbsp;<a href=\"https:\/\/unsplash.com\/s\/photos\/layers-of-clothes?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText\">Unsplas<\/a>h<\/figcaption><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">1. Onions have layers and so should you<\/h4>\n\n\n\n<p>This is the oldest but most effective tip in the book of saving money.<\/p>\n\n\n\n<p>Instead of turning on your heating, put on a jumper.<\/p>\n\n\n\n<p>If you don\u2019t look like you\u2019re about to board a Ryanair flight with the number of layers you have on, then you\u2019re doing it wrong. Bundling up and staying warm with layers at home can save you a lot of money.<\/p>\n\n\n\n<p>Starting with a thin thermal base layer (\u00a37-\u00a38), then a jumper mid layer (\u00a35-\u00a37) and a padded outer layer (\u00a315-\u00a320). You can also do this inside the house with lounge wear\/ P.J\u2019s, a dressing gown\/ house coat and then lastly a duvet or blanket.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.moneysavingexpert.com\/utilities\/heat-the-human-not-the-home-save-energy\/\">Heating the human and not the home<\/a> has been a hot topic for years and here are some other ways you can do this:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Hand Warmers (USB) cost \u00a39 and less than 1p per hour to use\/charge.<\/li><li>Hot water bottle (1.5l) cost \u00a35.50 to buy and 7p per hour to use<\/li><li>Electric Gilet \u00a350 and less than 1p to charge\/use.<\/li><li>Microwaveable heat bag \u00a34 cost and less than 1p to use per hour.<\/li><li>Electric blanket (single) \u00a318 cost and 3p per hour of use<\/li><\/ul>\n\n\n\n<p>All prices above are estimated by <a href=\"https:\/\/www.moneysavingexpert.com\/utilities\/heat-the-human-not-the-home-save-energy\/\" target=\"_blank\" rel=\"noreferrer noopener\">Martin Lewis Money Saving Expert<\/a>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2. Take advantage of your gym membership<\/h4>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/george-pagan-iii-9GdMuamOGlc-unsplash-1024x576.jpg\" alt=\"\" class=\"wp-image-50752\" srcset=\"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/george-pagan-iii-9GdMuamOGlc-unsplash-1024x576.jpg 1024w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/george-pagan-iii-9GdMuamOGlc-unsplash-300x169.jpg 300w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/george-pagan-iii-9GdMuamOGlc-unsplash-768x432.jpg 768w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/george-pagan-iii-9GdMuamOGlc-unsplash-1536x864.jpg 1536w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/george-pagan-iii-9GdMuamOGlc-unsplash-2048x1152.jpg 2048w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/george-pagan-iii-9GdMuamOGlc-unsplash-777x437.jpg 777w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/george-pagan-iii-9GdMuamOGlc-unsplash-260x146.jpg 260w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/george-pagan-iii-9GdMuamOGlc-unsplash-120x67.jpg 120w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Photo by&nbsp;<a href=\"https:\/\/unsplash.com\/@gpthree?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText\">George Pagan III<\/a>&nbsp;on&nbsp;<a href=\"https:\/\/unsplash.com\/s\/photos\/gym-shower?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText\">Unsplash<\/a><\/figcaption><\/figure>\n\n\n\n<p>Lots of people pay to have access to a gym. Even if you don\u2019t, the Christmas season often ushers in a period of low attendance and therefore cheap deals will appeal to encourage new members to join.<\/p>\n\n\n\n<p>However, taking advantage of these deals are not what I\u2019m here to advertise, it&#8217;s the showers that are the ultimate perk. Love taking a long shower, but hate the rising cost? Once you have a membership you can use the showers- and hot water- as often as you want.&nbsp;<\/p>\n\n\n\n<p>A lot of gyms also offer a free first-time experience in order to get you interested in keeping fit.<\/p>\n\n\n\n<p>BONUS: if you\u2019re out and about and your gym is nearby &#8211; free water refills!<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">3. You don&#8217;t have to isolate- leave the house!<\/h4>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/rahul-chakraborty-CN2OOu05lvg-unsplash-1024x576.jpg\" alt=\"\" class=\"wp-image-50754\" srcset=\"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/rahul-chakraborty-CN2OOu05lvg-unsplash-1024x576.jpg 1024w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/rahul-chakraborty-CN2OOu05lvg-unsplash-300x169.jpg 300w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/rahul-chakraborty-CN2OOu05lvg-unsplash-768x432.jpg 768w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/rahul-chakraborty-CN2OOu05lvg-unsplash-1536x864.jpg 1536w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/rahul-chakraborty-CN2OOu05lvg-unsplash-2048x1152.jpg 2048w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/rahul-chakraborty-CN2OOu05lvg-unsplash-777x437.jpg 777w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/rahul-chakraborty-CN2OOu05lvg-unsplash-260x146.jpg 260w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/rahul-chakraborty-CN2OOu05lvg-unsplash-120x67.jpg 120w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Photo by&nbsp;<a href=\"https:\/\/unsplash.com\/@hckmstrrahul?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText\">Rahul Chakraborty<\/a>&nbsp;on&nbsp;<a href=\"https:\/\/unsplash.com\/s\/photos\/uk-museum?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText\">Unsplash<\/a><\/figcaption><\/figure>\n\n\n\n<p>Caf\u00e9s, libraries, museums and more, free to do and endure!<\/p>\n\n\n\n<p>If you have a free day don\u2019t just stay at home! Leaving the house and using a public building&#8217;s WiFi, electricity and heating doesn\u2019t cost you a penny-. Yet in a post-pandemic society more people are leaving their house as little as possible.<\/p>\n\n\n\n<p>This is mostly due to <a href=\"https:\/\/www.cnbc.com\/2021\/03\/20\/why-some-are-averse-to-return-to-normal-post-covid.html\">post-pandemic anxieties<\/a> and a fear of returning to life before the pandemic, however it means that your bills are reflecting the time you spend at home.<\/p>\n\n\n\n<p>Visiting friends and family can also get you out if the house more, lowering your bills.<\/p>\n\n\n\n<p><a href=\"https:\/\/secretldn.com\/free-things-to-do-london\/\">Some indoor free activities to do this winter:<\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Museums\u00a0<\/li><li>Free gigs<\/li><li>Visiting galleries<\/li><li>Exercise classes<\/li><li>Brutish library<\/li><li>Battersea Power Station<\/li><li>Free lectures at Gresham college<\/li><\/ul>\n\n\n\n<p><strong><u>Other tips include:<\/u><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/steve-johnson-BjZT73Qq7_k-unsplash-1024x683.jpg\" alt=\"\" class=\"wp-image-50755\" srcset=\"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/steve-johnson-BjZT73Qq7_k-unsplash-1024x683.jpg 1024w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/steve-johnson-BjZT73Qq7_k-unsplash-300x200.jpg 300w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/steve-johnson-BjZT73Qq7_k-unsplash-768x512.jpg 768w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/steve-johnson-BjZT73Qq7_k-unsplash-1536x1024.jpg 1536w, https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-content\/uploads\/sites\/64\/2022\/12\/steve-johnson-BjZT73Qq7_k-unsplash-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Photo by&nbsp;<a href=\"https:\/\/unsplash.com\/@steve_j?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText\">Steve Johnson<\/a>&nbsp;on&nbsp;<a href=\"https:\/\/unsplash.com\/s\/photos\/light-switch?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText\">Unsplash<\/a><\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\"><li>Turing off lights and appliances when not in use.<\/li><li>Don\u2019t fill the kettle to the top<\/li><li>Shorter and fewer showers<\/li><li>Wash your clothes less and on a lower setting<\/li><li>Air dry your clothes rather than tumble dry<\/li><li>Slow cooker &gt; oven<\/li><li>Do laundry at night- it costs less<\/li><\/ul>\n\n\n\n<p>Now for some crazy suggestions from the public on how they are saving money this winter:<\/p>\n\n\n\n<p>\u201c<a href=\"https:\/\/www.makingsenseofcents.com\/2019\/03\/frugal-living-tips.html\">One of the extreme things I love to do is to take freezing cold showers in the morning! Not only do I save money since I\u2019m not using hot water, I also take much faster showers, reducing the time I\u2019m in the shower<\/a>\u201d \u2013 Robert from Real Money Robert.<\/p>\n\n\n\n<p>\u201cWe use candles to light the home sometimes rather than turning on the lights. Almost set things on fire multiple times but made a very pretty atmosphere.\u201d \u2013 Libby, Student.<\/p>\n\n\n\n<p>\u201cI\u2019ve worn five different layers; three layers of socks and I was still cold. I didn\u2019t have a water bottle, so I just used a regular bottle and filled it up with boiling water and covered it with a sock. It worked\u2026 but only slightly\u201d \u2013 Kevin, student<\/p>\n\n\n\n<p>\u201cYou boil it (the kettle) once, put it in a big thermos and it keeps for hours\u201d &#8211; Sara, barista<\/p>\n\n\n\n<p>\u201cMe and my roommate only have\u00a0<em>warm<\/em>\u00a0showers once a week and that\u2019s usually because of game days. It\u2019s actually really good for you too!\u201d \u2013 Liz, athlete<\/p>\n\n\n\n<p>\u201cI\u2019ve gaslit myself into believing that I am warm. I\u2019ve not physically done anything crazy other than trick myself\u201d- Katy, student<\/p>\n\n\n\n<p>However, for those who are severely struggling there are things that you can do in order to get help with the ongoing cost-of-living crisis. There are food banks and safe houses as well as help schemes that are aimed at helping the public.<\/p>\n\n\n\n<p>Tips if your struggling with bills?<a href=\"https:\/\/www.moneysavingexpert.com\/utilities\/how-to-get-help-if-you-re-struggling-with-your-energy-bills-\/\">https:\/\/www.moneysavingexpert.com\/utilities\/how-to-get-help-if-you-re-struggling-with-your-energy-bills-\/<\/a><\/p>\n\n\n\n<p>Places to stay warm?<br><a href=\"https:\/\/www.warmwelcome.uk\" title=\"https:\/\/www.warmwelcome.uk\">https:\/\/www.warmwelcome.uk<\/a><\/p>\n\n\n\n<p><strong>Words: Laura Parry | Subbing: Yana Trup<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Saving money, cutting corners and finding alternatives. This is the current life of people in the UK as winter hits. Here are some of our best tips to save money in this cost-of-living crisis. Photo&#8230;<\/p>\n","protected":false},"author":476,"featured_media":50746,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[],"class_list":["post-50710","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/posts\/50710","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/users\/476"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/comments?post=50710"}],"version-history":[{"count":11,"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/posts\/50710\/revisions"}],"predecessor-version":[{"id":51221,"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/posts\/50710\/revisions\/51221"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/media\/50746"}],"wp:attachment":[{"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/media?parent=50710"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/categories?post=50710"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.westminster.ac.uk\/thevoiceoflondon\/wp-json\/wp\/v2\/tags?post=50710"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}