1. Spend money wisely, especially your overdraft!
The temptation to go on a shopping spree on Oxford street when you first receive your maintenance loan and student overdraft can be overwhelming. However, you never know when you may need this money, so make sure you think twice about what you are spending! You will thank yourself later in the year for putting a budget in place (and sticking to it). Westminster runs a seminar at the Harrow campus to help you with this; see here for more info: Grow Your Dough, Managing Like a Pro: Budgeting 101.
If you have applied for a student overdraft, you must remember that (as unfortunate as it is) this isn’t just free money; you do have to pay it back in the future. Try and keep your overdraft as a safety net; you never know when you might need some emergency cash.